I am a financial fitness coach since 2007, I am registered with the state of Florida to help families become properly protected and debt free. It is my heart desire to help families save each penny they can for the kind of retirement they want. I always came from a home where I taught to PAY yourself first, that is a true statement because you just never know one day you will have to depend on the funds you have saved up and if thats nothing your depending on nothing to get you through those hard times. I am not an investment licensed professional so I do not offer security products like mutual funds, asset allocation, or stocks. I am not a high risk professional so I can only offer safe and guaranteed back products. If you are looking for an investment professional well my counter parts will assist you. But for now I am blogging about my experience and advice to help you get back on track with your financial life.